Benefits Cards (debit cards) eliminate the "lag time" in claims reimbursement.  Rather than paying the provider for eligible expenses with a personal check and then faxing the receipts to have your reimbursement check mailed to you, you can swipe your card at a provider that uses a medical merchant/healthcare code.  Substantiation is made after the purchase.  Benefits Cards are the debit cards that you use just like a major credit card!

To make the Benefits Card experience more convenient, SDSA has provided a Benefits Card Substantiation Form in the Download Forms section of this web site and a dedicated fax line just for Benefits Card Substantiation.  Fax your substantiation form and documentation to 866-676-9695. 

NOTE:  The Benefits Card may not be available for certain plan and product configurations. It is a benefit in which your employer may choose (or decline) to participate. Please check with SDSA Customer Service or contact your HR Department to verify your eligibility. 

You can Contact Select Data Service Administrators toll free at 888-698-1429 or sales@selectdataservice.com for more information about the Benefits Card.

See our Benefits Card FAQs.

Debit Card Usage at Non-Medical Merchant Category Codes

Effective January 1, 2008, the Internal Revenue Service guidelines no longer allow you to use your FSA or HRA debit card at non-medical merchants, such as retailers, grocery stores, wholesale clubs, etc., unless the merchant has implemented a special system called an Inventory Information Approval System (IIAS).  Merchants who have this system can continue to accept these debit cards for payment of merchandise allowed for reimbursement under your FSA or HRA.  The IIAS will deny use of the debit card for merchandise that is not eligible for payment by your FSA or HRA.  Therefore, you will no longer have to send in receipts for these debit card purchases.

If, however, you obtain your eligible medical items* at a merchant who does not implement an IIAS by January 1, 2008, your debit card will not be accepted after that date.  You will be required to pay for your eligible item, complete a reimbursement request form, attach the appropriate documentation, and send the form to us.  For your convenience, please review the most current listing of retailers who have or are planning to implement the IIAS.

See a list of IIAS Retailers.

* Eligible medical items are designated by the Internal Revenue Service.  You can find a general list of IRS approved health-related reimbursements on our website under Eligible Expenses or in Publication 502 online at www.irs.gov.